We buy houses on your schedule. 3. Because there is no competition, that typical cash buyer will only offer 30% to 70% of your property’s value. With a typical cash buyer, you only get an offer from that specific cash house buyer. Once the repairs are completed, the home might be worth around $365,000. You must be 18 years or older in order to sell cars for cash in Boston. We Buy Houses operates a network of real estate investors who buy houses for cash all over the country, and it operates in Massachusetts communities including Boston, Westfield, Salem, and more. Check on the value of your home. In 2023, iBuyers in Alabama will offer ~70% to 80% of the fair market value. “For buyers who have the. However, you might only get a non-negotiable lowball offer. Given that they have another $50,000. To use its Move First program, you pay a 6% brokerage fee and a 1. Visit our downtown offices in the Boston Jewelers Building at 333 Washington Street – #403 Boston, MA 02108. Get An Offer Today, Sell In A. The entire $700,000 came from his E*Trade account. 500 Union St, Suite 325. Free gold appraisals and cash paid on the spot for your gold. With Simple Sale. Because there is no competition, that typical cash buyer will only offer 30% to 70% of your property’s value. Let's talk. The term iBuyer refers to Instant Buyers—typically large companies with lots of capital on hand looking to make you a quick cash offer in exchange for. Service Fee: $349 Listing Fee. If your home doesn't sell in 120 days, you can use Orchard's guaranteed cash offer as a backup. Here's how to write a great. If you want Wheelzy to buy junk cars, give us a call at 855-924-0924 , or click here to get your instant cash offer! They are not well-updated technologically and also lack good customer support. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. S. The Palmetto State has the highest number of cash home buyers even amidst the alarming affordability crisis. Cash offers made via a short-term loan tend to come with added costs in the origination fees, underwriting fees, and the costs associated with refinancing the short. We'll work to make you a swift offer and close quickly. Pull the funds together in a cashier’s check or plan for a wire transfer. If your home doesn't sell in 120 days, you can accept Orchard's guaranteed cash offer. Cash is still king in South Carolina’s wonky housing market. We are gold buyers in Boston Massachusetts, offering top dollar for gold! Sell your gold here and you will be paid fast. BOSTON, April 22, 2021 /PRNewswire/ -- (NASDAQ: RDFN) -- RedfinNow announced its launch today in the Boston metro area, the first major iBuyer to launch in the market. We’ll make sure that you get the best cash offer on your house so that you can sell your home quickly and conveniently with an iBuyer. Lots of Asian communities mostly are small business owners and cash rules everything in their views. Arkansas home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. An all-cash offer also tells the buyer they won’t have to worry about delays with the buyer’s mortgage lender and that the bank. A serious buyer will have the cash available to put down with the offer. This competition among buyers can drive up cash offer prices. 🏘️ Retail Cash Home Buyers. Cash is still king in Utah’s wonky housing market. We are local cash buyers who will buy your house without a real estate agent or realtor! We will always treat you with compassion and respect when we make a cash offer on your property. House Buyer Network™ since 2004. +1-855-587-0227. Learn about selling. Houzeo. Sell with a top Realtor® in San Antonio. It all starts with contacting us! For information about selling your house, call us at 866-200-6475 or submit our website form today. Get Fast Cash Relief Sell in as quick as 7 days. We buy houses in Boston and are a reliable house buying company that pays cash for houses in Boston. Even preapproved home buyers still have to get an official mortgage approval, then go through underwriting, in a process that can take up to 60 days. By Dina ElBoghdady. We’re house buyers that are happy to answer any questions you may have. This experience is currently available in 45 markets across Arizona, Colorado, Florida, Georgia. Opendoor is the country’s biggest iBuyer. Accept Offer. After you and your agent have nailed down the offer specifics, your agent will deliver the letter to the seller’s agent. We will give you a fast cash offer and a flexible closing date. An iBuyer is a company that buys homes almost instantly by relying on technology to determine a market-based cash offer. Offer in 24 hours. We can buy your home in as little as 7 days, or if you need more time you can pick your closing date. Completing the necessary legal paperwork for the sale. You request the company to issue proof of cash reserves and receive their earnest money deposit. The following goes into an offer letter: Your name. Our direct house buying process is simple and, as a bonus, we pay for all closing costs, too. 4. Opendoor is one of the largest iBuyer company in the United States. We can complete this process quickly. ASAP Cash Offer is not just a buyer but also an advisor, offering multiple real estate solutions. In 2023, iBuyers in Texas will offer ~70% to 80% of the fair market value. 13. Sell My House. Most of them were cash offers. Flexible. We'll come to you, remove your car for Free, and pay you cash on the spot. With HouseCashin's innovative platform, home sellers can safely and easily request a competitive cash offer on their property and receive multiple offers. However, cash offer is a legal and viable way of selling your home. An Offer to Purchase Real Estate works as follows: 1. You can find better offers and options with other local cash buyers. With ASAP Cash Offer, you can get a fair cash offer for your property in Boston fast! We understand the importance of receiving quick and reliable payment when selling your house quickly. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. So if you sell a home to a cash buyer for $400,000, there should be evidence that they have $400,000 liquid. Working with Prevu, you will get the expert advice that you need and deserve, as well as save up to 2% of your purchase price. "Just last week we had a buyer bid over $100,000 over ask. or text us at 617-416-4021. Houzeo is America’s most advanced real estate marketplace. We’ll Make You An Offer Within 24 Hours. Cash transactions, on the other hand, could take as little as two weeks. Diamond Buyers & Gold Buyers Boston MA. However, different types of house-buying companies will offer varying amounts for homes. You may also reach Cash App's support team at 1 (800) 969-1940. Check out Contact Cash App Support here for all the ways you can reach out. 2. In 2023, iBuyers will offer ~70% to 80% of the fair market value. Our gold experts will test each item to determine its worth. It buys homes directly from sellers and the company’s online platform makes it easy to receive a no-obligation offer in minutes. Wheelzy is the fastest way to sell your junk car for cash in Boston. There are a number of scenarios where it might make sense to sell your New Jersey home for cash instead of to a buyer using a mortgage to fund the purchase. All-cash offers are beloved by sellers and real estate agents alike — and they’re more than three times as likely to be chosen from the pack. (The largest cost is typically the agent commission at an average 5% to 6% of the sale. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. We buy houses for cash in South Boston VA and have helped thousands of homeowners. Missouri home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. We invite you to meet with a gold buyer, and receive a free price to buy your gold. Laurel Buys Houses is a local cash home buyer located in Sacramento, CA. Backed by venture capital firms NFX, Bain Capital, Greylock, and NYCA, the startup launched in Charlotte, North Carolina, and represents both home buyers and sellers, and, in short, provides a guaranteed offer to facilitate all-cash home transactions, in exchange for a 1. Follow these eight steps. Let’s say your craftsman home in Atlanta is currently worth about $430,000 and needs about $15,000 in repairs. AI skills are in “critical demand” As long as AI jobs remain in high demand, expect companies to keep those offers coming. We have the best cash for cars program in Boston, MA! It is important that you always deal with reputable and reliable businesses, like Cash Cars Buyer. 2. Simple Sale, a solution from HomeLight, is an online platform where sellers across the country can request a cash offer for their home. Ensure and managing the transfer of funds from the buyer to the seller. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. In 2023, iBuyers in Texas will offer ~70% to 80% of the fair market value. Call 866-200-6475 to schedule a no-obligation home visit. Estimated sale price. In fact, half of 2022 home sales in 18 ZIP codes saw the buyer closing the deal. The seller needs to verify that the cash buyer has the money to buy the house: 24 to 48 hours. In 2023, iBuyers in Missouri will offer ~70% to 80% of the fair market value. Without a lender to verify funds, the seller will likely request proof of funds and earnest money from the buyer. Pros. Flexible. With an all-cash offer, you have more control over the closing timeline as well as the title agency. An investor (or investment company) is interested in the property. . Downtown Boston has seen an increase in cash offers before, said Attom records going back to 2000. Simply put, selling your home is a long, complicated process with. In 2023, iBuyers in Florida will offer ~70% to 80% of the fair market value. In 2023, iBuyers in Colorado will offer ~70% to 80% of the fair market value. Horn Jewelers, Estate Buying Group - Harry H Solomon Co. Houzeo. Once the repairs are completed, the home might be worth around $745,000. Mississippi home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. In 2023, iBuyers in Mississippi will offer ~70% to 80% of the fair market value. Same-day pick-up available. The Silver State has the highest number of cash home buyers even amidst the alarming affordability crisis. If your current home has been your primary residence for two out of the last five years, you can sell it without paying capital gains tax on up to $500,000 if you’re married and filing jointly. A: Yes - The best way to contact Cash App Support is through your app. 7. 508-653-4653. The deposit binds you to the property. Step 9: The offer process. Opendoor: Opendoor is the largest iBuyer in America extending cash offers for homes needing minimal repairs. That means researching the seller and finding out everything you can about what they’re looking for in a buyer. But, it may not always be the best cash offer for your home. With a typical cash buyer, you only get an offer from that specific cash house buyer. Pros. Pay no Real Estate Commissions or Closing Cost. Because of that, their offers tend to be lower than other cash buyers. Flexible. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. There’s no need for costly repairs or remodeling, we’ll buy your house as-is. com is the #1 FSBO website, as it provides an unbeatable combination of max savings, 5-star customer support, and cutting-edge technology. Zillow helps you sell your home, your way. Getting a cash offer for your home is easy, but getting top dollar. Boston Estate Buyers services Massachusetts and New England. Residential real estate purchases in Massachusetts are generally initiated by one of these two Offer Form. Experience You Can Trust. “If your buyer is getting a mortgage on a house, the timeline can vary. See what your home is worth. The buyer has just sold their previous home and has sale proceeds to pull from. It must be signed and in writing, as it’s a legally binding document. You pay back like 1% of the total sales price. Best Gold Buyers in Boston, MA - Bromfield Jewelers & Estate Buyers, Colonial Trading Company, Cambridge Jewelry & Watch Buyers, Lbc Boutique & Loan, Persona Fine Jewelry, Pilgrim Coin & Currency, Lexington Coin, New England Diamond & Jewelry Buyers, The Gold Mine, Amonte's Watch & CoinAs per a customer review of Express Homebuyers, their offers are $100K-$175K lower than those of other cash buyers. com Today! Schedule a pick-up: Call (857) 203-7084. Buy-and-Hold Cash Buyers: A buy-and-hold cash buyer in Birmingham will convert a distressed house into a rental property. Buy & Sell. 29% of transactions in September 2023 were all-cash deals, up from 27% in August 2023. With a mortgage, the bank verifies that the buyer has the down payment available to close. Of course, there is a lot of variability in. Because there is no competition, that typical cash buyer will only offer 30% to 70% of your property’s value. It must be signed and in writing, as it’s a legally binding document. As fast house buyers, we buy all property types-- single family homes, townhomes, condos, apartments, duplexes, triplexes, buildings, and multi family homes. Redfin is one of the largest discount brokerage companies in the US. Arizona home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. 4 out of 5 stars on Glassdoor with 152 reviews. You can also email us to make an appointment. We are cash home buyers in Boston. On top of the speed of a cash purchase, the process is typically much simpler. Though they are available in 27 states and DC, they are based in Springfield, VA. Sell to a We Buy Houses for Cash company in Hampton Roads. With a typical cash buyer, you only get an offer from that specific cash house buyer. We pay cash for junk cars anywhere in Boston Massachusetts!. Don't wait—call us today at 866-200-6475 to start the. We Buy and Sell. Zippy Cash for Cars in Boston, MA is as Easy as 1, 2, 3. Let's talk. If you sell and buy your home with a Redfin agent, you can avail of. So, you can expect a cash offer of about $185,000. They pile it up and make many real estate moves and if they're short, the community chips in. With a typical cash buyer, you only get an offer from that specific cash house buyer. Buyer’s agent fee rates vary, but 2. Determine home value. Highly targeted buying criteria engine. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. If you want to sell your house fast for cash, we’re local Boston cash. They rarely increase the price quoted in the initial. The median condo sale price clocked in at $725,000. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. The 70% ARV Rule: Texas house buyers will never pay more than 70% of the property’s fair market value. NMLS #10287. Houzeo. Because of that, their offers tend to be lower than other cash buyers. Call (424) 297-1583. With a typical cash buyer, you only get an offer from that specific cash house buyer. Since your buyer is using their own cash to close the deal, you'll want to make sure they actually have the money available. Because there is no competition, that typical cash buyer will only offer 30% to 70% of your property’s value. Get A Fair Cash Offer From A Trusted Local Boston Cash Home Buyer To Sell On The Date You Pick. That means researching the seller and finding out everything you can about what they’re looking for in a buyer. ) For single filers, up to $250,000 of the profit is tax-free. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. Let’s say your home in Massachusetts is currently worth about $500,000 and needs about $25,000 in repairs. 4. Getting a cash offer for your home is easy,. That was a 3. We Buy Ugly Houses® specializes in problem properties: homes in bad condition, unattractive homes, homes in flood plains, homes in bad neighborhoods. Clever Real Estate, an established, highly rated nationwide brand, backs the service. Simple Sale connects you to the largest network of cash buyers in the U. A buyer who is. Our company has been dedicated to helping people like you successfully sell houses in Massachusetts fast. RedfinNow gives homeowners a convenient new way to sell through Redfin ( ), the technology-powered real estate brokerage. You put down a 20 percent payment of $80,000 and finance the remaining $320,000 with a 30-year mortgage at a fixed interest rate of 7 percent. Contact our gold and jewelry buyers today by calling 617-523-1193 or email us. As mentioned previously, iBuyers tend to pay more like 90%-95% of market value while charging a fee for their services. As mentioned previously, iBuyers tend to pay more like 90%-95% of market value while charging a fee for their services. It won’t be hard to sell a home in this city with a strong biotechnology industry and business commerce. We have over 25 years of experience and the resources available to pay cash for your Boston-area house. 5 percent to sometimes as high as 1. However, different types of house-buying companies will offer varying amounts for homes. Saturday and. As a cash offers for homes company, working with us means no fees! Call Us Anytime! (844) 717-1057. Other, more tech, etc. Selling your house for a fair cash offer is a straightforward way to divide assets and move forward. Subtract the $35,000 from $175,000 and you come up with $140,000. The category of regular cash buyers includes real-estate investors, house flippers and iBuyers. Sell your junk car or truck for cash today. Added: 03/13/2023. 4. We have many junk car buyers that buy junk cars for cash without a title. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. We Buy Houses For Cash Fast! As national cash home buyers, we will buy your home in. Learn about selling. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. [email protected] Estate Greater Boston home sellers got while the gettin’ was good The region saw an increase in home sale profits and all-cash offers, but a decline in institutional investor sales. 🏘️ Retail Cash Home Buyers. However, different types of house-buying companies will offer varying amounts for homes. Beware of consistent spam emails and text messages, which previous customers have complained of, despite declining their offers. 2. Additionally, with our team at We Buy Houses Boston taking care. We recommend you sell your house For Sale By Owner. Sell your house fast for cash. Let’s say your Ranch-style home in San Antonio is currently worth about $300,000 and needs about $25,000 in repairs. Secure a check for the balance owed after subtracting the earnest money you’ve already paid. Eligible Properties: First Choice Home Buyers offer cash on all types of houses and they buy properties in as-is condition. Do Your Homework. We have a network of local investors who each specialize in their own real estate market ready to make their fast but fair offer. This buyer, however should be aware that they should be very careful when putting in a cash offer for a property and thinking it is not material and can be revised at a future point in time. Verify proof of funds. We buy houses nationwide! At JiT Home Buyers, we offer cash for houses and we buy houses as-is. Search for qualified buyers. Missouri home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. Buy-and-Hold Cash Buyers: A buy-and-hold cash buyer in Florida will convert a distressed house into a rental property. 4 million depending on the market. Act today. EDT. They specialize in buying distressed properties in Denver, CO. In 2023, iBuyers in St. Sell to a We Buy Houses for Cash company in Kansas City. In 2023, iBuyers in Florida will offer ~70% to 80% of the fair market value. We buy houses in Boston and are a reliable house buying company that pays cash for houses in Boston. Paying in cash certainly has its perks, though the biggest barrier is coming up with the funds: The median sale price for a home in the U. 1. A cash offer means you offer the seller the entire cost. With a typical cash buyer, you only get an offer from that specific cash house buyer. Cash for Houses ️ We Buy Houses for Cash in Boston MA AS-IS, Sell Your House Fast in Boston Massachusetts In 7 to 30 days No Realtors No Repairs No Fees Top Rated Cash Home Buyers4. Louis will offer ~70% to 80% of the fair market value. As cash home buyers in Boston MA, we offer cash so you can avoid the hassles of a traditional sale! Imagine having to find a real estate agent, make repairs, clean, deal with open houses and showings, and pay commission and fees on top of all the work and stress in your already busy life… You can skip all the hassles normally associated with selling a house by accepting an all-cash offer from a legitimate cash home buyer. 1. m. 5% – 3% commission. 9/5 (5,000+ reviews) 💲 Cash Offer Terms ⚡ Highlights 🚩 Deal Breakers ⭐ Reviews. This added peace to their offer protects them as the buyer. Tennessee home buyers pay 30% to 70% of the home’s fair market value and don’t have any service fees or closing costs. Buy-and-Hold Cash Buyers: A buy-and-hold cash buyer in Florida will convert a distressed house into a rental property. Laurel Buys Houses specialize in buying homes in “as-is” conditions. Boston Condo for Sale Search Cash-rich investors are one of the biggest obstacles prospective Beacon Hill condo buyers have to overcome in the real estate market. The “buyer” asked for extension after extension, for 12 months, and then the tired seller agreed to sale price $180,000. 50% to 70% of the property’s Fair Market Value (FMV) since they want to keep their expenses minimal and re-sell the properties to make profits. Review the contingencies in each offer and their chances of being deal-killers. The flipper subtracts their anticipated repair/renovation costs: $35,000. In 2023, iBuyers in Georgia will offer ~70% to 80% of the fair market value. Prevu empowers buyers looking for Boston properties to earn up to 2% of their purchase price cash back via Prevu’s Smart Buyer Rebate . Book an Appointment. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. iBuyers aim to disrupt the traditional home-buying process,. Open houses, yard signs, contract disputes, and other home-selling inconveniences won’t happen. Strategies for crafting a competitive cash offer. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. In 2023, iBuyers in Arkansas will offer ~70% to 80% of the fair market value. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. Pro #3: Quick, streamlined closing. Download our “How To Stop Foreclosure” free report for more information. iBuyers: Home-buying companies that use proprietary algorithms and determine a cash offer for your house. However, cash offers tend to be lower than financed offers. Faster closing process. Eligible Properties: Opendoor will make cash offers only on owner-occupied properties built post-1930 with a maximum lot size. Description Locations. Their services are praised by many, and they offer “cash for your California house in 24 hours. Cash is still king in Wyoming’s wonky housing market. Typically you’re looking at about a 30-day closing. For example, if you sell a $200,000 home in Boston, you'll pay a minimum fee of $4,900 — bringing your actual listing commission rate to 2. If another cash home buyer makes an offer without seeing your house first, they will probably lower it later. Broad Coverage: Opendoor pays cash for houses in 51 markets – including Boston, Albuquerque, San Francisco, and San Jose. We buy houses for cash, directly from sellers without using real estate agents, banks, or appraisers. 14. Schedule an in-home appointment with one of our local agents. 95 percent fee. We will provide you with a free, no obligation, cash offer in 24 hours or less. Express Home Buyers is a cash home buyer with over 20 years of experience. Find great Boston, MA real estate professionals on Zillow like Sell My House Fast Boston MA of Sell My House Fast Boston MA. Whether your timeframe is 7 days, 14 days, or even 45 days, we’re prepared to purchase your house rapidly and present a full cash offer on your property within 24 hours. Cash buyers provide a variety of conveniences to sellers, including a shorter closing, increased level of certainty, and the option to sell “as is” and save money on repairs. So while you can expect to receive somewhat of a discount on price. How much do home investors make? According to ZipRecruiter, the national average salary for real estate investors is $140,000/year. The process at 4 Brothers Buy Houses is similar to other cash-buyer companies: a quick no-obligation offer and closing within 7-10 days after acceptance. S. Flyhomes Mortgage, LLC is an affiliate of Flyhomes, Inc. Foreign investors, especially Chinese and other Asian buyers flush with cash, are purchasing properties in Boston and its high-end suburbs in increasing numbers, adding to the local housing market. Get Online Offers 24/7/365. When it comes to helping sellers like yourself, our experience is unmatched. Housing prices in the Boston area may be sky high, but plenty of buyers are paying for homes entirely in cash. The P&S expands upon the Offer and is the formal legal contract setting forth the specifics of the transaction. According to the National Association of Realtors®, Cash sales rose from 16% in 2020 to 23% in 2021 with an accompanying increase of instant buyers hitting the market. If you list on the Houzeo marketplace, your listing gets exposed to Georgia home buyers and national cash buyers via the MLS. Everything you need to sell your home. Coins;2. Nemetz said some people include a $1,000 deposit with their offer, but in today’s market, that’s just not. How It Works; Reviews; About Us; Investors; SELL FAST. Service Fee: $349 Listing Fee. The Rent Zestimate for this Condo is. Sell to a We Buy Houses for Cash company in San Antonio. Take the next step to get an exact, no obligation cash offer on your car from a local dealer right now, and then get paid after a quick inspection of your vehicle’s condition at the dealership. A cash buyer generally has more negotiation power than a mortgage buyer in the housing market. After losing $881M while over-paying cash for. We are the largest buyer with top dollar for junk cars, cash for racing junk cars, and cash for junk cars with no title. NMLS #1733272. Following an initial offer, someone will likely visit your home for an evaluation. 5% listing fee instead of the traditional 2. Free towing. This means buyers need to come prepared with enticing offers and the capacity to quickly follow through, and nothing can sideline an otherwise stable deal like tricky contingencies. The real estate data provider said 36. The buyer prepares and signs the Offer to Purchase. In 2023, iBuyers in Florida will offer ~70% to 80% of the fair market value. Monday - Friday: 8 am - 5 pm, et. Companies that buy houses for cash in Boston offer instant cash for homes. Cash Offers Boston GA. Because there is no competition, that typical cash buyer will only offer 30% to 70% of your property’s value. Ribbon Home has facilitated 7,000+ home purchases and has enabled $5 billion worth of buying power. We're. Getting a cash offer for your home is easy, but getting top dollar. Online Quote. One thing to watch out for, in particular, is an investor who tries to put down less than 10%. 8% increase year-over-year, according to Realtor. 06% over last year. Boston Junk Car Buyers Nearby. As mentioned previously, iBuyers tend to pay more like 90%-95% of market value while charging a fee for their services. Get A Fair Cash Offer From A Trusted Local Boston Cash Home Buyer To Sell On The Date You Pick. Plus, we'll pay top dollar for your junk car or truck. You can think of them as a buyer’s conditions before they’ll. This home was built in 1986 and last sold on 2023-11-20 for $999,000. Take the next step to get an exact, no obligation cash offer on your car from a local dealer right now, and then get paid after a quick inspection of your vehicle’s condition at the dealership. com: Maximum Exposure to Cash Buyers. Fast Home Offer makes deals that are just 50% to 70% of your home's FMV. M.